Public Liability

Your first line of defence when things go wrong

A single customer accident or product complaint can turn into legal fees, compensation claims and medical costs. Public Liability insurance stands between that event and your business's finances.

Who needs it

Essential across every customer-facing business

Retail stores, restaurants, offices and construction sites all carry third-party risk — a slip on a wet floor, a falling sign, a delivery gone wrong.

Legal defence costs
Covers legal fees if your business is sued for injury or property damage caused to a third party.
Compensation claims
Pays out compensation awarded against your business, up to your policy limit.
Medical costs
Covers medical expenses for a third party injured on your premises or by your operations.
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