Cambodia's medical network is improving quickly, but for serious emergencies you may still need evacuation to Bangkok or Ho Chi Minh City. Travel insurance makes sure that's a phone call, not a financial crisis.
It's no longer a mandatory entry requirement, but it's still strongly recommended — the government itself suggests medical coverage of at least $50,000 for visitors. If you're staying longer term, expat health cover is usually the better fit than a short-term travel policy.
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